High Risk Merchant Accounts & Payment Processing | SoarPay

High Risk? No Problem!

We provide high risk merchant accounts for hard to place & non-traditional businesses.

Merchant Services For Hard To Place & High Risk Businesses

Why Should I Choose Soar Payments?

Because Every Client Gets Our Three Guarantees

Instant Online Quote

When you submit your application, you’ll get an instant price quote to DocuSign. No offline paperwork, no faxes, no waiting.

​Industry Minimum Pricing

You will automatically receive Industry Minimum Pricing in your online quote. No more frustrating haggling with sales reps.

Friendly Client Support

When you call or email, you’ll always speak with our friendly, in-house client support team.

How Does The Application Process Work?

  1. Apply Online
    Complete the online application process (it takes 5 minutes). Get Started
  2. Get An Instant Quote
    You’ll instantly receive a quote with Industry Minimum Pricing to DocuSign.
  3. Start Accepting Payments
    Our friendly, in-house client support team will help you get set up. We’ll make it fast and easy.

The Payments & Fintech Podcast

Our podcast explores the fast-changing world of payments and fintech through interviews with thought leaders around the world. From credit card processing to bitcoin, and digital banks to finance software… we cover it all!

Accept Retail, Mobile, Virtual Terminal or eCommerce Payments

Retail Payments

Retail businesses can choose from a traditional credit card terminal, wireless, or point of sale system. Whatever you choose, our retail merchant accounts will have you accepting credit and debit cards faster, and for less.

Mobile Payments

​Want “on the go” mid or high risk credit card processing? Our mobile pay options are for you. Choose between iPad or mobile phone credit card swipers, compatible with both iPhone and Android devices.

Virtual Terminal Payments

Accepting payments over the phone, mail or typed in on your laptop  is easy with our virtual terminal merchant accounts.  No equipment needed. Just log in to your virtual terminal, and type in the customer’s credit card.

eCommerce Payments

Selling online? Our easy to use payment gateways are compatible with, and simply plug in to most major shopping carts. Our mid and high risk merchant accounts are streamlined for eCommerce businesses.

Soar Payments Makes Integration Easy

What Business Owners Are Saying About Us

Great place to go for high risk merchant services! I love the consistent communication and how each day during the approval process I was updated on the status of my application. There were no surprises or request for more information once the underwritin…

Lynnette Mitchell-Grady

Lynnette Mitchell-Grady

The Soarpay team is fantastic! I've really enjoyed working with Kyle and the rest of the team. What stands out the most is how easy it is to reach them—they’re always just a call or email away. No waiting.

Ajay Pandey

Ajay Pandey

Very impressed with this service! They have been awesome. Never had problem with any releases of reserve! Every time I call they have someone I can get on the phone with. Our account manager Cristine has been nothing but excellent!

Dana Morris

Dana Morris