Why Choose SoarPay?
Say goodbye to payment headaches, and get a merchant account that’s built to support your industry.
Getting approved for a high-risk merchant account shouldn’t feel like a fight. At SoarPay, we specialize in placing merchants in high-risk and regulated industries with the right merchant account for their business — so you can focus on growth, not payment problems.
Our application process is simple and purpose-built for businesses like yours. We understand high-risk and regulated industries, which means less back-and-forth and faster approvals.
You’ll also receive transparent, competitive pricing from day one. No hidden markups, no haggling — just clear rates you can count on.
Whether you’re in nutraceuticals, firearms, travel, or another high-risk or regulated industry, SoarPay has the expertise and banking relationships to get you processing — and keep you processing.
Ready to get started? Apply today and get matched with the right merchant account for your business.
SoarPay
By The Numbers
- 1,000+
Merchants Helped - 50+
Industries Supported - 12+
Years Specializing in High-Risk
The Features You Need. Built For Your Industry.
The right gateway. The right merchant account. The right partner.
Everything high-risk merchants need, in one place.
High-Risk Friendly
Many mainstream payment providers — like Square, Stripe, and PayPal — only support low-risk merchants. We work exclusively with processors and acquiring banks that support high-risk and regulated industries.
Built-In Security & Fraud Protection
Every merchant account we place includes built-in fraud filters — including AVS and CVV verification — to protect your transactions and customers from the moment they check out.
Fast & Easy Application
Our application is purpose-built for high-risk businesses. Expert underwriting, typically completed in 24 to 72 hours, keeps your account stable — so you can grow your business with confidence.
Broad Integration Compatibility
Our merchant accounts connect with Shopify, WooCommerce, WordPress, and hundreds of popular POS systems — so your solution works with the platforms you already use.
Dallas-Based Client Support
When you call or email, you’ll always reach our in-house team — knowledgeable, friendly people who understand high-risk payment processing. No third-party call centers, no run-around.
Industry Expertise
With over a decade in high-risk payments, plus direct relationships with specialized acquiring banks, SoarPay brings the experience and connections your business needs to thrive.
Merchant Account Comparison
| Typical Low-Risk (e.g. Stripe or Square) | Other High-Risk Merchant Accounts | SoarPay High-Risk Merchant Account Recommended | |
|---|---|---|---|
| Industries served | Low risk only | Some high-risk industries | Most high-risk industries |
| Account approval | Automated, instant | Underwriting required; can take days or weeks | Approved in 48–72 hrs |
| Application process | Simple, low-risk only | Complex, often unclear | Simple online app, under 10 min |
| Pricing transparency | Clear, but limited plans | Often opaque, with hidden markups | Transparent, with no hidden markups |
| Data security | PCI DSS Compliant | PCI DSS Compliant | PCI DSS Compliant |
| Payment methods | All major cards | All major cards | All major cards |
| Gateway options | Proprietary only | Limited | Authorize.net, NMI, USAePay & more |
| Hardware options | Proprietary hardware only | Limited | Many hardware options available |
| ACH available | |||
| Fraud monitoring | |||
| Chargeback tolerance | |||
| High-risk expertise | Varies | ||
| Account stability | Varies | ||
| Client support | Automated / offshore | Often outsourced | In-house, US-based support team |
SoarPay Makes Integration Easy
What Industries Does Soar Payments Serve?
Soar Payments offers Mid and High Risk Merchant Services for the following Industries.
How Does The Application Process Work?
- Collect Basic Business Info
Get ready with your business name, EIN, and contact information. - Apply Online
Complete our online application in under 10 minutes. Get Started. - Get Approved & Start Processing
Many applications are approved within 48-72 hours.
What Business Owners Are Saying About SoarPay
Very impressed with this service! They have been awesome. Never had problem with any releases of reserve! Every time I call they have someone I can get on the phone with. Our account manager Cristine has been nothing but excellent!
Terrific customer service!! Extremely helpful with the information I needed & very attentive to detail. I’m so happy with this company.
Just when I felt lost and thought all the doors were closed on me, Nathan and his team saved the day!!! When I first started the process of setting up payment processing for my high risk business, I was actually working with another company (Initials for…
