Payments Solutions from Community Banks with Tina Giorgio of ICBA Bancard
In a world of huge banks, it’s easy to forget that millions of folks in the United States bank at smaller institutions in their local communities. These are community banks, and they hold massive appeal precisely because they’re smaller, more nimble institutions. Just like big bank customers, community bank customers are getting credit cards and using them to pay for goods and services, and businesses want to set up merchant accounts with their local banks.
This week, Scott discusses all of this and more with his guest Tina Giorgio, who is the President and CEO of ICBA Bancard… the payments wing of the Independent Community Bankers of America. Listen in to learn more about community banking, and how it all ties into the greater payments industry.
Payments Industry Insights In This Episode
- Why community banks are able to be successful in a world with huge banks with greater reach.
- How ICBA Bancard helps community banks when it comes to payments and providing merchant services to their customers.
- What tools and services ICBA Bancard offers their community banks for security, profit maximization, and more.
- Tina’s thoughts on the future of payments and banking, including what we can expect from the industry at the community banking level.
- With a whole bunch more!
Featured on the Show
- Connect with Tina Giorgio: LinkedIn
- Connect with ICBA: Facebook | Twitter | LinkedIn
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Industry Spotlight
ICBA Bancard
ICBA Bancard is the payments services subsidiary of Independent Community Bankers of America® (ICBA), and offers flexible and innovative payments and digital ecommerce solutions that help community banks and the communities they serve prosper and flourish. ICBA Bancard also represents community banks in national policy discussions about the payments ecosystem.
With more than 52,000 locations, community banks constitute 99 percent of all banks in the United States, employ more than 760,000 Americans and are the only physical banking presence in one in five U.S. counties. Holding more than $4.9 trillion in assets, $3.9 trillion in deposits, and $3.4 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. ICBA serves them!